The Ghentian was born on 3 December 1906 and was eight years old when the Great War started.
Fernande survived the shelling of Ghent but was orphaned.
She met her husband Emilius in 1929 and had a son and a daughter.
After his death at the age of 86 she continued to live alone for a further five years, but then moved in with her daughter before entering a nursing home at the age of 96.
Despite her visual impairment she was keen to live a full life and will be sorely missed.